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The latest gimmick in online gambling comes from Trustly, a Swedish fintech company that might have taken the registration forms out of online gambling.
No account casinos use your BankID to identify you as a player and keep track of your balance and betting history.
The trick relies on Trustly's Pay N Play product, which securely connects your bank account to a casino, bypassing the need to create a dedicated casino account (but keeping all of the perks).
What is a BankID?
BankID is an electronic identification solution commonly used in Nordic European countries such as Sweden, Norway, and Finland. It is tied to a user's bank account and used for confirming their identity online.
BankIDs are issued by a banking institution, either as a file or physical device. These make it a lot easier to access various services, including online banking, public services, e-commerce, and, you guessed it, sci-fi-worthy no-account casinos.
Before you get too excited, it’s important to note that you require a BankID to play in no-account casinos. Well, without an account.
You can still play in no-account casinos without a BankID, but you will, ironically, need to create an account, just like in any other online casino. Luckily, the process might be sped up by the same technology that powers accountless play, so that shouldn’t be too much of a bother.
What is Pay N-Play?
Pay N Play is a product developed by Trustly, which allows players to access an online casino without registering for an account, as long as they have a BankID. It is, by far, the most common and popular method of playing in a no-account casino.
Using this service, you can make a direct deposit to your casino, and your personal data needed for regulatory compliance is provided by Trustly (or your payment provider of choice) in an encrypted, completely secure way.
You’ll then have access to all of the games without having to register a new account. When it’s time to stop playing, you can just close your platform and attend to your business. When you come back, the remaining balance will be there, waiting for you.
If you don’t like the casino and would like to try something else, you can just initiate a withdrawal, and the funds will be back quickly in your bank account.
Even Better
To use Trustly’s Pay N Play, you don’t need any other additional accounts, credentials, or verifications. If you already have a BankID issued by your banking institution, you can just choose Trustly as a deposit method in one of these no-account casinos, and you’re done.
| Sweden, Finland, Estonia | These are the core Pay N Play markets where Trustly’s service became the new industry standard. |
|---|---|
| UK | Some UKGC-licensed casinos employ Pay N Play technology to streamline the registration process. Accounts and KYC are still needed for UK players. |
| Netherlands | Dutch players enjoy much shorter onboardings via Pay N Play. The service takes data from 3 KYC sources and verifies accounts in minutes after a deposit. |
| Future markets | Pay N Play is quickly becoming the norm in its core markets, with more and more jurisdictions utilizing at least part of the technology to speed up customer onboarding. At the moment of writing, Trustly declared they’re looking to expand Pay N Play in Denmark, Germany, and France. |
The emergence of no-account casinos or no registration casinos, powered by Trustly’s Pay N Play, was made possible by a handful of technological advancements, some of the most important ones being -
Advancements in KYC processes
Top casinos understood that KYC could be a cumbersome process, so in time, platforms found ways to integrate AML (Anti-Money Laundering) and KYC measures more effectively without demanding a lot of time from players.
Worldwide services like GetID partner up with casinos to offer almost instantaneous verifications by scanning documents and comparing them to their database.
GetID can verify 8000+ identity documents from 223+ countries and provide casinos with the relevant details without ever compromising player privacy.
Developments in Data Management
The widespread adoption of “Resume Play” and Omni Channel technology (such as the one patented by Playtech) made it possible for players to pick up their gambling from where they left off after switching devices or taking a break.
No account casinos took this one step further and included bankroll management, so returning players can “pick up where they left off” in terms of balance, as well.
Other Considerations
Advancements in Internet security were equally important in boosting players’ trust in no-account casinos. The adoption of secure protocols such as SSL (Secure Socket Layer) and TLS (Transport Layer Security) ensured the encryption (thus, privacy) of data transmitted over the Internet.
These no-account casinos lack in availability but make up for it by allowing us to imagine the possibilities. For those not fortunate enough to have a BankID, these casinos can still be joined the traditional way by registering an account and going through KYC.
Depending on your jurisdiction, you may be able to play the demo versions of the casino’s games with fun funds, requiring no registration or verification (although, in some countries, you still need to prove you’re of legal age to access the demo versions).
If you have a BankID, you will need to directly initiate a deposit (without logging in). From there, you’ll get to choose your payment method from a list that typically includes Trustly (or one of its Pay N Play alternatives).
The Trustly casino will require your BankID and, in some cases, a private verification sequence you’ll receive from your bank. You may need to enter a code you receive via text or approve the transaction in your mobile banking app.
Trustly acts like a bridge between your bank and the casino operator, providing the latter with the KYC details, such as your name, date of birth, and address.
Since these details come directly from your bank, the casino complies with the KYC and AML requirements and does not need further documentation (or even a username and password).
Freak’s Intervention
This might be up for debate, but my personal favorite feature of this technology is that my e-mail address goes nowhere near the casino. This means I don’t have to look for the marketing e-mail opt-out button and deal with dozens of casino newsletters whenever I fail.
A few other fintech companies offer you the possibility to play in a no-account casino by leveraging the latest technologies. Here is a quick breakdown of the alternatives.
Swish
Swish is a mobile payment system in Sweden that allows users to send and receive funds through their smartphones, directly connected to their bank accounts. It’s primarily used in peer-to-peer transactions since it only requires a phone number to transfer funds.
However, Swish casinos are gaining popularity, so they might be the newest generation of no-account casinos.
Zimpler Go
Zimpler Go is a mobile payment service designed to simplify deposits and withdrawals and is a direct competitor for Trustly. The service was launched in 2012 by Swedish fintech company Zimpler. Zimpler Pay n Play is just as fast, convenient, and easy to use as Trustly.
It’s no wonder we’re seeing more and more Zimpler casinos by the day. It requires no registration and employs your BankID to streamline your gambling transactions.
Brite
Brite is yet another up-and-coming Swedish company allowing instant payments and payouts to users who log in with their bank account at dedicated points of sale. Some no-account online casinos accept Brite transactions and verify the identity of their players at the same time. Brite is popular in several European countries.
If a reputable authority like the Swedish Gambling Authority regulates the no-account casino and you're of legal age to gamble online, depending on your local legislation, you'll be compliant.
Trustly is licensed and regulated by the Swedish Financial Supervisory Authority and compliant with the European Payment Services Directive (PSD2), meaning it abides by strict regulations for user data protection.
Every transaction you make through Trustly, including in no-account casinos, will be recorded in your bank statement so you can easily consult your history or quickly troubleshoot a failed transaction.
No-account casinos are completely legal if they comply with their respective anti-money laundering and customer verification legislations. These platforms without registration needed still keep track of their player base but take it upon themselves to satisfy the checks so that players can focus more on gambling.
Here are some of the security measures you'll benefit from when using this method at no-account online casinos.
What data does Trustly share with the casino?
Trustly only shares limited data, enough for KYC compliance. This generally includes your name, date of birth, and address.
Since these details are already confirmed in your bank account, you won't need to provide any other documents to the casino, including copies of your ID or proof of address.
Not really. Even though there is no traditional registration process, no account casinos still need to comply with the Know Your Customer (KYC) requirements. Trustly fetches the necessary data from your bank account, ensuring the casino and you remain compliant.
However, your banking information is shared through advanced encryption technology, meaning your personal details can never get into the wrong hands. A BankID is a digital identification, similar to your government-issued ID card.
So, transactions through your BankID are not anonymous, but they save you the time and worries of having to fill in sensitive details on platforms you don't quite trust yet (as a vigilant gambler should).
I don't like admitting this, but having to create an account for anything from scratch made me unreasonably fussy in recent years.
I got used to logging in to different platforms using my Google account, and I have no business being so bothered whenever I have to create an account from scratch.
Here are some of the biggest advantages of casinos without registration, coming from someone who creates casino accounts frequently and is not happy with the entire repetitive and lengthy process.
Pay N Play allows you to check out various no-account casinos, play their games, and get familiar with them. And if you like more than one, your balance is just a couple of clicks away whenever you want to play.
Warning
Some platforms might still require the KYC documents when you initiate a withdrawal. I recommend you chat with the customer service team before playing in these casinos.
Since no-registration online gambling is a relatively new concept, you might find some useful tips from their team, and it's always better to be prepared when entering uncharted waters.
The biggest downside to this emerging technology is its limited availability. No account casinos aren't exactly a dime a dozen. In addition, you can only play in one if you have access to BankIDs in your location, a service that's currently reserved for players in a handful of European countries.
Here is how to deposit funds in a no-account casino with Trustly.
The funds will appear instantly in your balance, and you can start playing without registering an account or going through the identity verification process.
Likewise, withdrawals are just as quick and easy. All of your banking information is linked (not necessarily shared) with the casino, which trims a lot of unnecessary waiting times from your withdrawals.
What about casino bonuses?
Casino bonuses in no-account casinos work a bit differently from your traditional offers.
You won't have to worry about wagering requirements when depositing real funds to your account via Trustly.
Since the casinos are directly linked to your bank account, there is no way to impose a rule that makes withdrawing impossible before you complete wagering. In some cases, these casinos might offer smaller bonuses and promos like free spins and cashback.
There are many symptoms of problem gambling. Here are a few signs of addiction from the article 53 Unexpected Symptoms Of Gambling Addiction.
If gambling has become a problem, don’t be afraid or embarrassed to seek help. Gamblers Anonymous organizes support meetings in many countries. QuitGamble.com offers support for people who want to stop gambling online. You can also google "gambling help + your country" to see what help is available in your location.
Gambling addiction is sometimes called the “lonely addiction.” Even if it’s hard, being honest with yourself and opening up to your family about the problem is important.
Suppose you want to stop gambling. The key is to understand why you're gambling. Perhaps that will explain why it's so hard to stop. When you identify the why, you can start working with the underlying causes of the addiction. Some common reasons for gambling addiction are loneliness, boredom, stress, and anxiety.
Gambling addiction is sometimes called the “lonely addiction.” but you’re only alone if you don’t seek help.
